MCP๋กœ ์—ฐ๊ฒฐ โ†’

๊ณ„์‚ฐ ์ž…๋ ฅ

๊ณต์‹

๊ด‘๊ณ 

๊ฒฐ๊ณผ

ํ•ฉ๊ฒฉ๋ฅ 
20%
์˜ ์ง€์›์ž๊ฐ€ ํ•ฉ๊ฒฉํ–ˆ์Šต๋‹ˆ๋‹ค
๋ถˆํ•ฉ๊ฒฉ ์ง€์›์ž ์ˆ˜ 9,600
๋ถˆํ•ฉ๊ฒฉ๋ฅ  80%

ํ•ฉ๊ฒฉ๋ฅ ์ด๋ž€?

ํ•ฉ๊ฒฉ๋ฅ (์ž…ํ•™๋ฅ )์€ ์ „์ฒด ์ง€์›์ž ์ค‘์—์„œ ํ•ฉ๊ฒฉ ํ†ต๋ณด๋ฅผ ๋ฐ›์€ ์ง€์›์ž์˜ ๋น„์œจ์„ ๋งํ•ฉ๋‹ˆ๋‹ค. ๋Œ€ํ•™, ๋Œ€ํ•™์›, ์žฅํ•™๊ธˆ, ๊ฒฝ์Ÿ๋ฅ  ๋†’์€ ์ฑ„์šฉ ๋“ฑ์—์„œ ๊ฐ€์žฅ ์ฃผ๋ชฉ๋ฐ›๋Š” ์ง€ํ‘œ ์ค‘ ํ•˜๋‚˜๋กœ, ํ•ด๋‹น ๊ธฐ๊ด€์ด ์–ผ๋งˆ๋‚˜ ๊นŒ๋‹ค๋กญ๊ฒŒ ์„ ๋ฐœํ•˜๋Š”์ง€๋ฅผ ๋ณด์—ฌ์ค๋‹ˆ๋‹ค. ํ•ฉ๊ฒฉ๋ฅ ์ด ๋‚ฎ์„์ˆ˜๋ก ํ•œ ์ž๋ฆฌ๋ฅผ ๋‘๊ณ  ๋ฒŒ์–ด์ง€๋Š” ๊ฒฝ์Ÿ์ด ๊ทธ๋งŒํผ ์น˜์—ดํ•˜๋‹ค๋Š” ๋œป์ž…๋‹ˆ๋‹ค.

๊ณ„์‚ฐ๊ธฐ ์‚ฌ์šฉ ๋ฐฉ๋ฒ•

๋‘ ๊ฐ€์ง€ ์ˆซ์ž๋งŒ ์ž…๋ ฅํ•˜๋ฉด ๋ฉ๋‹ˆ๋‹ค. ํ•ฉ๊ฒฉ์ž ์ˆ˜์™€ ์ „์ฒด ์ง€์›์ž ์ˆ˜์ž…๋‹ˆ๋‹ค. ๊ณ„์‚ฐ๊ธฐ๋Š” ํ•ฉ๊ฒฉ์ž ์ˆ˜๋ฅผ ์ „์ฒด ์ง€์›์ž ์ˆ˜๋กœ ๋‚˜๋ˆˆ ๋’ค 100์„ ๊ณฑํ•ด ํ•ฉ๊ฒฉ๋ฅ (%)์„ ์•Œ๋ ค์ค๋‹ˆ๋‹ค. ๋˜ํ•œ ๋ถˆํ•ฉ๊ฒฉํ•œ ์ง€์›์ž ์ˆ˜์™€ ๋ถˆํ•ฉ๊ฒฉ๋ฅ ๋„ ํ•จ๊ป˜ ๋ณด์—ฌ์ฃผ๋ฉฐ, ํ•ฉ๊ฒฉ๋ฅ ๊ณผ ๋ถˆํ•ฉ๊ฒฉ๋ฅ ์„ ๋”ํ•˜๋ฉด ํ•ญ์ƒ 100%๊ฐ€ ๋ฉ๋‹ˆ๋‹ค.

๊ณต์‹ ํ’€์ด

๊ณ„์‚ฐ ์›๋ฆฌ๋Š” ๋น„์œจ์„ ๋ฐฑ๋ถ„์œจ๋กœ ๋ฐ”๊พธ๋Š” ์•„์ฃผ ๊ฐ„๋‹จํ•œ ๋ฐฉ์‹์ž…๋‹ˆ๋‹ค.

$$\text{ํ•ฉ๊ฒฉ๋ฅ } = \frac{\text{ํ•ฉ๊ฒฉ์ž ์ˆ˜}}{\text{์ „์ฒด ์ง€์›์ž ์ˆ˜}} \times 100$$

ํ•ฉ๊ฒฉ์ž๋Š” ์–ธ์ œ๋‚˜ ์ „์ฒด ์ง€์›์ž์— ํฌํ•จ๋˜๋ฏ€๋กœ, ๊ฒฐ๊ณผ๊ฐ’์€ 0%์—์„œ 100% ์‚ฌ์ด๋กœ ๋‚˜์˜ต๋‹ˆ๋‹ค. '๋ถˆํ•ฉ๊ฒฉ์ž ์ˆ˜'๋Š” ์ „์ฒด ์ง€์›์ž์—์„œ ํ•ฉ๊ฒฉ์ž๋ฅผ ๋บ€ ๊ฐ’์ด๋ฉฐ, ๋ถˆํ•ฉ๊ฒฉ๋ฅ ์€ ํ•ฉ๊ฒฉ๋ฅ ์„ ๊ฑฐ์šธ์ฒ˜๋Ÿผ ๋’ค์ง‘์€ ๊ฐ’์ž…๋‹ˆ๋‹ค.

์ „์ฒด ์ง€์›์ž ์ค‘ ํ•ฉ๊ฒฉ์ƒ์˜ ๋น„์œจ์„ ๋ฐฑ๋ถ„์œจ๋กœ ๋ณ€ํ™˜ํ•ด ๋ณด์—ฌ์ฃผ๋Š” ๋„ํ‘œ
ํ•ฉ๊ฒฉ๋ฅ ์€ ํ•ฉ๊ฒฉํ•œ ํ•™์ƒ ์ˆ˜๋ฅผ ์ „์ฒด ์ง€์›์ž ์ˆ˜๋กœ ๋‚˜๋ˆˆ ๊ฐ’์œผ๋กœ, ๋ฐฑ๋ถ„์œจ๋กœ ํ‘œ์‹œํ•ฉ๋‹ˆ๋‹ค.

๊ณ„์‚ฐ ์˜ˆ์‹œ

์–ด๋–ค ๋Œ€ํ•™์— 10,000๋ช…์ด ์ง€์›ํ–ˆ๊ณ  ๊ทธ์ค‘ 2,000๋ช…์„ ํ•ฉ๊ฒฉ์‹œ์ผฐ๋‹ค๊ณ  ๊ฐ€์ •ํ•ด ๋ด…์‹œ๋‹ค. ํ•ฉ๊ฒฉ๋ฅ ์€ $$(2{,}000 \div 10{,}000) \times 100 = 20\%$$์ž…๋‹ˆ๋‹ค. ์ฆ‰, 8,000๋ช…์ด ๋ถˆํ•ฉ๊ฒฉํ•ด ๋ถˆํ•ฉ๊ฒฉ๋ฅ ์€ 80%๊ฐ€ ๋ฉ๋‹ˆ๋‹ค. 10,000๋ช… ์ค‘ 2,000๋ช…์„ ๋ฝ‘๋Š” ํ•™๊ต๋ผ๋ฉด ์–ด๋А ์ •๋„ ์„ ๋ฐœ์ด ๊นŒ๋‹ค๋กœ์šด ํŽธ์ด๋ผ๊ณ  ๋ณผ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

์ž‘์€ ํ•ฉ๊ฒฉ ์˜์—ญ๊ณผ ํฐ ๋ถˆํ•ฉ๊ฒฉ ์˜์—ญ์„ ๋ณด์—ฌ์ฃผ๋Š” ์›๊ทธ๋ž˜ํ”„
๊ณ„์‚ฐ ์˜ˆ์‹œ ์‹œ๊ฐํ™”: ์ „์ฒด ์ง€์›์ž ์ค‘ ํ•ฉ๊ฒฉ์ž๊ฐ€ ์ฐจ์ง€ํ•˜๋Š” ๋น„์œจ.

ํ•ฉ๊ฒฉ๋ฅ  ํ•ด์„

ํ•ฉ๊ฒฉ๋ฅ ์€ ์ž…ํ•™ ํ—ˆ๊ฐ€๋ฅผ ๋ฐ›์€ ์ง€์›์ž์˜ ๋น„์œจ์ด๋ฉฐ, ๋‹ค์Œ๊ณผ ๊ฐ™์ด ๊ณ„์‚ฐ๋ฉ๋‹ˆ๋‹ค: \(\text{ํ•ฉ๊ฒฉ๋ฅ } = \frac{\text{ํ•ฉ๊ฒฉ์ž ์ˆ˜}}{\text{์ „์ฒด ์ง€์›์ž ์ˆ˜}} \times 100\%\). ๋‚ฎ์€ ํ•ฉ๊ฒฉ๋ฅ ์€ ๊ธฐ๊ด€์ด๋‚˜ ํ”„๋กœ๊ทธ๋žจ์ด ๋” ๋งŽ์€ ์ง€์›์ž๋ฅผ ๋ถˆํ•ฉ๊ฒฉ ์ฒ˜๋ฆฌํ•œ๋‹ค๋Š” ์˜๋ฏธ์ด๋ฉฐ, ์ผ๋ฐ˜์ ์œผ๋กœ ์„ ๋ฐœ์ด ๋” ๊นŒ๋‹ค๋กญ๋‹ค๊ณ  ์—ฌ๊ฒจ์ง‘๋‹ˆ๋‹ค. ์˜ˆ๋ฅผ ๋“ค์–ด, 12,000๋ช…์˜ ์ง€์›์ž ์ค‘ 2,400๋ช…์„ ํ•ฉ๊ฒฉ์‹œํ‚ค๋Š” ํ•™๊ต๋Š” ํ•ฉ๊ฒฉ๋ฅ ์ด 20%์ด๋ฉฐ, ์ด๋Š” ๋†’์€ ์„ ๋ฐœ ๊ฒฝ์Ÿ๋„ ๋ฒ”์ฃผ์— ํ•ด๋‹นํ•ฉ๋‹ˆ๋‹ค.

์ž…์‹œ ์ „๋ฌธ๊ฐ€์™€ ์–ธ๋ก ์€ ์ข…์ข… ํ•ฉ๊ฒฉ๋ฅ ์„ ๋Œ€๋žต์ ์ธ ์„ ๋ฐœ ๊ฒฝ์Ÿ๋„ ๊ตฌ๊ฐ„์œผ๋กœ ๋ถ„๋ฅ˜ํ•ฉ๋‹ˆ๋‹ค. ์•„๋ž˜์˜ ๊ธฐ์ค€์€ ์ฐธ๊ณ ์šฉ์œผ๋กœ ๋„๋ฆฌ ์ธ์šฉ๋˜๋Š” ๊ด€๋ก€์ด๋ฉฐ, ๊ณต์‹์ ์ธ ์ง€์ •์ด ์•„๋‹ˆ๋ฉฐ, ์˜ฌ๋ฐ”๋ฅธ ํ•ด์„์€ ํ”„๋กœ๊ทธ๋žจ ์œ ํ˜•(ํ•™๋ถ€, ๋Œ€ํ•™์›, ์ „๋ฌธ๋Œ€ํ•™์› ๋˜๋Š” ํŠน์ˆ˜ ํ”„๋กœ๊ทธ๋žจ)์— ๋”ฐ๋ผ ๋‹ฌ๋ผ์ง‘๋‹ˆ๋‹ค.

ํ•ฉ๊ฒฉ๋ฅ  ์ผ๋ฐ˜์ ์ธ ์„ ๋ฐœ ๊ฒฝ์Ÿ๋„ ๋ถ„๋ฅ˜
10% ๋ฏธ๋งŒ ๋งค์šฐ ๋†’์€ ์„ ๋ฐœ ๊ฒฝ์Ÿ๋„ / ์ตœ๊ณ  ์„ ๋ฐœ ๊ฒฝ์Ÿ๋„
10% โ€“ 25% ๋†’์€ ์„ ๋ฐœ ๊ฒฝ์Ÿ๋„
25% โ€“ 50% ์„ ๋ฐœ ๊ฒฝ์Ÿ๋„
50% โ€“ 75% ์ค‘๊ฐ„ ์„ ๋ฐœ ๊ฒฝ์Ÿ๋„
75% ์ดˆ๊ณผ ๋‚ฎ์€ ์„ ๋ฐœ ๊ฒฝ์Ÿ๋„ / ๊ฐœ๋ฐฉ ์ž…์‹œ

์ด๋Ÿฌํ•œ ์ˆ˜์น˜๋ฅผ ํ•ด์„ํ•  ๋•Œ ๋ช‡ ๊ฐ€์ง€ ์ฃผ์˜์‚ฌํ•ญ์„ ๊ณ ๋ คํ•ด์•ผ ํ•ฉ๋‹ˆ๋‹ค. ๋‚ฎ์€ ํ•ฉ๊ฒฉ๋ฅ ์€ ๊ธฐ๊ด€ ์ž์ฒด๋งŒํผ์ด๋‚˜ ์ง€์›์ž ํ’€์˜ ๊ฐ•์ ๊ณผ ๊ทœ๋ชจ๋ฅผ ๋ฐ˜์˜ํ•ฉ๋‹ˆ๋‹ค. ์ง€์›์„ ์ฆ๊ฐ€์‹œํ‚ค๋Š” ์ ๊ทน์ ์ธ ๋งˆ์ผ€ํŒ…์€ ํ•™๊ต์˜ ๋ณ€ํ™” ์—†์ด ํ•ฉ๊ฒฉ๋ฅ ์„ ๋‚ฎ์ถœ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์˜ํ•™, ๊ฐ„ํ˜ธ ๋˜๋Š” ์ตœ์ƒ์œ„ ๋Œ€ํ•™์› ํ”„๋กœ๊ทธ๋žจ๊ณผ ๊ฐ™์€ ๋งค์šฐ ์ „๋ฌธํ™”๋˜๊ฑฐ๋‚˜ ๊ฒฝ์Ÿ์ด ์‹ฌํ•œ ํ”„๋กœ๊ทธ๋žจ์€ ๋ชจ๊ธฐ๊ด€๋ณด๋‹ค ํ›จ์”ฌ ๋‚ฎ์€ ํ•ฉ๊ฒฉ๋ฅ ์„ ๊ธฐ๋กํ•ฉ๋‹ˆ๋‹ค. ๋ฐ˜๋Œ€๋กœ, ๊ฐœ๋ฐฉ ์ž…์‹œ ๋ฐ ์ง€์—ญ์‚ฌํšŒ ํ”„๋กœ๊ทธ๋žจ์€ ์„ค๊ณ„์ƒ ์ ๊ฒฉ ์ง€์›์ž๋ฅผ ๊ฑฐ์˜ ๋ชจ๋‘ ํ•ฉ๊ฒฉ์‹œํ‚ฌ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ํ•ฉ๊ฒฉ๋ฅ ์„ ํ•ญ์ƒ ํ•ฉ๊ฒฉ ์ด์›”์œจ, ์ง€์›์ž ์ž๊ฒฉ ๋ฐ ํ”„๋กœ๊ทธ๋žจ ์ ํ•ฉ์„ฑ๊ณผ ๊ฐ™์€ ๋‹ค๋ฅธ ์ง€ํ‘œ์™€ ํ•จ๊ป˜ ๊ณ ๋ คํ•˜์—ฌ, ์ด๋ฅผ ํ’ˆ์งˆ์˜ ๋‹จ์ผ ์ง€ํ‘œ๋กœ ์ทจ๊ธ‰ํ•˜์ง€ ๋งˆ์‹ญ์‹œ์˜ค.

์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ

ํ•ฉ๊ฒฉ๋ฅ ์ด ๋‚ฎ์€ ๊ฑด ์ข‹์€ ๊ฑธ๊นŒ์š”, ๋‚˜์œ ๊ฑธ๊นŒ์š”? ๊ด€์ ์— ๋”ฐ๋ผ ๋‹ค๋ฆ…๋‹ˆ๋‹ค. ํ•ฉ๊ฒฉ๋ฅ ์ด ๋‚ฎ๋‹ค๋Š” ๊ฒƒ์€ ๊ทธ ๊ธฐ๊ด€์ด ๋งค์šฐ ์„ ๋ณ„์ ์ด๊ณ  ๋ช…์„ฑ์ด ๋†’๋‹ค๋Š” ์˜๋ฏธ์ง€๋งŒ, ๋™์‹œ์— ํ•ฉ๊ฒฉํ•˜๊ธฐ๊ฐ€ ๊ทธ๋งŒํผ ์–ด๋ ต๋‹ค๋Š” ๋œป์ด๊ธฐ๋„ ํ•ฉ๋‹ˆ๋‹ค.

ํ•ฉ๊ฒฉ๋ฅ ์ด 100%๋ฅผ ๋„˜์„ ์ˆ˜๋„ ์žˆ๋‚˜์š”? ์•„๋‹™๋‹ˆ๋‹ค. ๊ฒฐ๊ณผ๊ฐ€ 100%๋ฅผ ๋„˜์—ˆ๋‹ค๋ฉด ์ „์ฒด ์ง€์›์ž ์ˆ˜๋ณด๋‹ค ํ•ฉ๊ฒฉ์ž ์ˆ˜๋ฅผ ๋” ๋งŽ์ด ์ž…๋ ฅํ–ˆ์„ ๊ฐ€๋Šฅ์„ฑ์ด ํฝ๋‹ˆ๋‹ค. ์ž…๋ ฅํ•œ ์ˆซ์ž๋ฅผ ๋‹ค์‹œ ํ™•์ธํ•ด ๋ณด์„ธ์š”.

ํ•ฉ๊ฒฉ๋ฅ ๊ณผ ๋“ฑ๋ก๋ฅ (yield)์€ ๊ฐ™์€ ๊ฑด๊ฐ€์š”? ๋‹ค๋ฆ…๋‹ˆ๋‹ค. ํ•ฉ๊ฒฉ๋ฅ ์€ ์–ผ๋งˆ๋‚˜ ๋งŽ์€ ์ง€์›์ž์—๊ฒŒ ํ•ฉ๊ฒฉ์„ ์ œ์•ˆํ–ˆ๋Š”์ง€๋ฅผ ๋‚˜ํƒ€๋‚ด๊ณ , ๋“ฑ๋ก๋ฅ ์€ ํ•ฉ๊ฒฉ์ž ์ค‘ ์‹ค์ œ๋กœ ๋“ฑ๋กํ•œ ๋น„์œจ์„ ๋‚˜ํƒ€๋ƒ…๋‹ˆ๋‹ค.

์ตœ์ข… ์—…๋ฐ์ดํŠธ: