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$0.00
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What is the Money Math Calculator?

The Money Math Calculator performs everyday arithmetic on monetary amounts: adding prices, subtracting a discount, multiplying a unit price by a quantity, splitting a bill among people, working out how many priced items you can afford, or finding a percentage of an amount. It is a universal, pure-arithmetic tool. The currency selector is cosmetic only - it simply prefixes your chosen symbol to the displayed answer. No exchange rates or locale rounding rules are applied.

How to use it

Pick a currency symbol, enter your first money value, choose an operation, then enter the second value. The meaning of the second value depends on the operation: for multiply and divide it is a plain number (a count or quantity); for divide by money it is another price; for percentage it is the percent figure itself (enter 25 for 25%, not 0.25). Money results are rounded to two decimal places using standard half-up rounding for display.

The formulas explained

With \(a\) = value 1 and \(b\) = value 2: addition gives \(a + b\), subtraction gives \(a - b\) (which may be negative, representing a deficit), multiplication gives \(a \times b\), and division gives \(a / b\). Dividing by money returns a pure count - how many items of price \(b\) you can buy with \(a\) - and the tool also shows the whole units affordable (floor) plus the leftover remainder. Percentage returns \(a \times b / 100\).

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Five rows illustrating add, subtract, multiply, divide and percent operations on money amounts
The five money operations: add, subtract, multiply, divide and percent.

Worked example

Suppose you have 20.00 and each item costs 3.50, using "Divide by money": $$20.00 / 3.50 = 5.71$$ (exact quotient). The whole units affordable are \(\lfloor 5.714 \rfloor = 5\), and the remainder is $$20.00 - 5 \times 3.50 = 2.50$$ left over. For a percentage: 25% of 80.00 = $$80.00 \times 25 / 100 = 20.00.$$

Diagram of two money values combined then rounded to two decimal places
Results are computed then rounded to two decimal places.

FAQ

Does changing the currency convert my money? No. The symbol is purely cosmetic; the numbers never change. There is no foreign-exchange conversion.

What happens if I divide by zero? The calculator returns "Cannot divide by zero" instead of a number for the divide and divide-by-money operations.

How do I enter a percentage? Type the percent figure directly - enter 25 to mean 25%. Entering 0.25 would be treated as 0.25 percent.

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