These calculators take the guesswork out of growing your savings. Compare returns on a Fixed Deposit, Certificate of Deposit (CD), or Recurring Deposit (RD) plan, see how regular contributions compound with the Compound Interest with Monthly Deposits Calculator, or map a route to a target balance with the Savings Goal Calculator — all in a few clicks.
Check the popularity-ranked list to see which tools other savers turn to most, or open the Trending tab to find out what's being compared right now. Every calculator is free, requires no sign-up, and runs on any device.
- Tax Calculator
- Loan Calculator
- Interest Calculator
- Margin Calculator
- Salary Calculator
- Savings Calculator
- Payment Calculator
- Income Calculator
- Inflation Calculator
- Credit Card Calculator
- Deposit Calculator
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Deposit Balance After N Years with Annual Additions CalculatorCalculate the future value of an initial deposit plus equal annual additions earning compound interest over N years. Free, instant, and accurate.
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Annualized Return (CAGR) on Deposit CalculatorCalculate the annualized return (CAGR) of a deposit or investment from its start value, end value and holding period. Free and instant.
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FD Premature Withdrawal Penalty CalculatorCalculate the interest you actually earn when breaking a fixed deposit early. Find the reduced rate, penalty loss and final withdrawal value instantly.
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Deposit Needed for Target Monthly Income CalculatorFind out how much you need to deposit to earn a target monthly income from interest. Enter your desired income and annual rate to get the lump sum.
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Time to Double Your Deposit CalculatorFind out how many years it takes to double your deposit at a given interest rate and compounding frequency using the exact compound-interest formula.
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NSC (National Savings Certificate) Maturity CalculatorCalculate the maturity value of your NSC (National Savings Certificate, India) with annual compounding over 5 years. Free online India NSC interest calculator.
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Deposit Multiplier CalculatorCalculate the deposit multiplier and total money created by the banking system from an initial deposit and reserve ratio. Free money creation tool.
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Daily Interest Earned CalculatorCalculate the interest earned per day on a deposit. Enter principal, annual rate, and days to see daily interest, total interest, and ending balance.
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Daily Compound Interest Deposit CalculatorCalculate the future value of a deposit with daily compound interest. Enter principal, annual rate and term to see your balance and interest earned.
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Flexi Fixed Deposit CalculatorCalculate the maturity value and interest of a flexi fixed deposit with quarterly compounding. Enter principal, annual rate and term to see returns.
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Interest-Only Monthly Income from Deposit CalculatorCalculate the monthly interest income from a savings deposit or lump sum. Enter your principal and annual rate to see your monthly payout.
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PPF Maturity Calculator (India)Calculate your PPF maturity amount, total investment and interest earned with annual compounding. Free Public Provident Fund calculator for India.
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After-Tax Deposit Yield CalculatorCalculate the after-tax yield on a deposit or savings account from its nominal interest rate and your tax rate. Free, instant, and easy to use.
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Present Value CalculatorCalculate the present value (PV) — the lump-sum deposit you need today to reach a future savings goal, using any compounding frequency.
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Savings Account Monthly Interest CalculatorCalculate the monthly interest your savings account earns from your balance and annual interest rate (APR). Free, instant, and easy to use.
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Emergency Fund Deposit CalculatorCalculate how much to save each month to build your emergency fund. Set your target by monthly expenses, coverage months, savings, and timeline.
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Initial Deposit Needed for a Goal CalculatorFind the one-time lump sum you must deposit today to reach a future savings goal, given an interest rate, time horizon and compounding frequency.
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Future Value of a Lump Sum CalculatorCalculate the future value of a one-time lump sum investment with compound interest. Choose any rate, term, and compounding frequency.
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ACB Monthly Interest Payout Deposit CalculatorCalculate the monthly interest payout on a fixed deposit. Enter your principal and annual rate to see how much interest you earn each month.
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Fixed Deposit (FD) Maturity CalculatorCalculate the maturity value and total interest of a fixed deposit using compound interest. Enter principal, rate, tenure and compounding frequency.
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Effective Annual Rate (EAR) CalculatorConvert a nominal annual interest rate into the effective annual rate (EAR) using EAR = (1 + r/n)^n − 1. Compare compounding frequencies instantly.
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Real Return on Deposit After Inflation CalculatorCalculate the real interest rate on your savings or deposit after inflation using the exact Fisher equation. Find your true purchasing-power return.
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SIP Future Value CalculatorCalculate the future value and maturity amount of your monthly SIP investments based on expected return and tenure. Free online SIP calculator.
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Savings Account vs CD CalculatorCalculate your Certificate of Deposit's value at maturity, total interest earned, and effective APY using compound interest. Free CD vs savings calculator.
Frequently asked questions
What kinds of savings can I model here?
You can project returns on fixed-term deposits, CDs, and recurring monthly contribution plans, estimate interest on a lump-sum savings account, plan contributions toward a specific savings goal, and model the Post Office Monthly Income Scheme for Indian investors. Enter a principal, rate, and term to see your projected balance and total interest.
How accurate are the projected returns?
Projections use standard compound and simple interest formulas and are a reliable starting point for comparing accounts. Actual returns depend on the exact terms your bank or financial institution offers. These results are NOT financial advice — consult a qualified financial professional before committing funds to any deposit product.
Are these calculators free?
Yes, all calculators are completely free to use. No registration, email address, or subscription is required. Enter your deposit details and get instant projections for interest earned, total balance, and maturity value.
Do you save or share the figures I enter?
No. Every calculation happens entirely in your browser. We never collect, transmit, or store any of the deposit amounts, interest rates, or financial details you input — your information stays private on your device.
Which deposit calculators are the most popular?
The list is sorted by actual visitor usage, so the tools at the top are what most savers reach for first. Open the Trending tab to see which calculators are rising in popularity, or check Recently Added for the newest tools in this category.
