These calculators take the guesswork out of growing your savings. Compare returns on a Fixed Deposit, Certificate of Deposit (CD), or Recurring Deposit (RD) plan, see how regular contributions compound with the Compound Interest with Monthly Deposits Calculator, or map a route to a target balance with the Savings Goal Calculator — all in a few clicks.
Check the popularity-ranked list to see which tools other savers turn to most, or open the Trending tab to find out what's being compared right now. Every calculator is free, requires no sign-up, and runs on any device.
- Tax Calculator
- Loan Calculator
- Interest Calculator
- Margin Calculator
- Salary Calculator
- Savings Calculator
- Payment Calculator
- Income Calculator
- Inflation Calculator
- Credit Card Calculator
- Deposit Calculator
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Interest-Only Monthly Income from Deposit CalculatorCalculate the monthly interest income from a savings deposit or lump sum. Enter your principal and annual rate to see your monthly payout.
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Tax on Fixed Deposit Interest (TDS) CalculatorCalculate tax and TDS on fixed deposit interest in India. See gross interest, TDS deducted, total tax at your slab, and net interest after tax.
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Post Office Monthly Income Scheme Calculator (India)Calculate your monthly income from the India Post Office Monthly Income Scheme (POMIS). Enter deposit, rate and tenure to see monthly payout and maturity value.
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After-Tax Deposit Yield CalculatorCalculate the after-tax yield on a deposit or savings account from its nominal interest rate and your tax rate. Free, instant, and easy to use.
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Compound Interest with Monthly Deposits CalculatorCalculate the future value of an investment with an initial deposit plus regular monthly contributions, using monthly compound interest. Free and instant.
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APY (Effective Annual Yield) CalculatorCalculate APY (effective annual yield) from a nominal interest rate and compounding frequency. See the true yearly return with compounding included.
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Savings Account vs CD CalculatorCalculate your Certificate of Deposit's value at maturity, total interest earned, and effective APY using compound interest. Free CD vs savings calculator.
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Certificate of Deposit (CD) CalculatorCalculate your CD maturity value, total interest, and APY using your deposit, rate, term, and compounding frequency. Free CD calculator.
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ACB Term Deposit Maturity CalculatorCalculate the maturity value and simple interest earned on an ACB term deposit from your principal, annual rate, and term in months.
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ACB Compound Interest Deposit CalculatorCalculate the future value and interest earned on a deposit with compound interest. Choose your rate, term, and compounding frequency instantly.
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ACB Savings Account Interest CalculatorCalculate simple interest earned on your ACB savings account from principal, annual rate, and number of days. Fast, free, and accurate.
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Certificate of Deposit (CD) CalculatorCalculate your CD maturity value and total interest earned. Enter your deposit, rate, term, and compounding frequency to see your guaranteed growth.
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Monthly Interest Payout Fixed Deposit CalculatorCalculate the monthly interest payout on a non-cumulative fixed deposit. Enter principal and annual rate to see your monthly and yearly interest income.
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Time to Reach Savings Goal CalculatorFind how long it takes to reach a savings goal from your current balance with compound interest. Enter goal, balance, rate and compounding frequency.
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Simple Interest Deposit CalculatorCalculate simple interest earned and total balance on a deposit using I = P×r×t. Enter principal, annual rate, and term in years.
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ACB Monthly Interest Payout Deposit CalculatorCalculate the monthly interest payout on a fixed deposit. Enter your principal and annual rate to see how much interest you earn each month.
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Fixed Deposit (FD) Maturity CalculatorCalculate the maturity value and total interest of a fixed deposit using compound interest. Enter principal, rate, tenure and compounding frequency.
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Effective Annual Rate (EAR) CalculatorConvert a nominal annual interest rate into the effective annual rate (EAR) using EAR = (1 + r/n)^n − 1. Compare compounding frequencies instantly.
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SIP Future Value CalculatorCalculate the future value and maturity amount of your monthly SIP investments based on expected return and tenure. Free online SIP calculator.
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Real Return on Deposit After Inflation CalculatorCalculate the real interest rate on your savings or deposit after inflation using the exact Fisher equation. Find your true purchasing-power return.
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Initial Deposit Needed for a Goal CalculatorFind the one-time lump sum you must deposit today to reach a future savings goal, given an interest rate, time horizon and compounding frequency.
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Savings Account Monthly Interest CalculatorCalculate the monthly interest your savings account earns from your balance and annual interest rate (APR). Free, instant, and easy to use.
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Present Value CalculatorCalculate the present value (PV) — the lump-sum deposit you need today to reach a future savings goal, using any compounding frequency.
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Emergency Fund Deposit CalculatorCalculate how much to save each month to build your emergency fund. Set your target by monthly expenses, coverage months, savings, and timeline.
Frequently asked questions
What kinds of savings can I model here?
You can project returns on fixed-term deposits, CDs, and recurring monthly contribution plans, estimate interest on a lump-sum savings account, plan contributions toward a specific savings goal, and model the Post Office Monthly Income Scheme for Indian investors. Enter a principal, rate, and term to see your projected balance and total interest.
How accurate are the projected returns?
Projections use standard compound and simple interest formulas and are a reliable starting point for comparing accounts. Actual returns depend on the exact terms your bank or financial institution offers. These results are NOT financial advice — consult a qualified financial professional before committing funds to any deposit product.
Are these calculators free?
Yes, all calculators are completely free to use. No registration, email address, or subscription is required. Enter your deposit details and get instant projections for interest earned, total balance, and maturity value.
Do you save or share the figures I enter?
No. Every calculation happens entirely in your browser. We never collect, transmit, or store any of the deposit amounts, interest rates, or financial details you input — your information stays private on your device.
Which deposit calculators are the most popular?
The list is sorted by actual visitor usage, so the tools at the top are what most savers reach for first. Open the Trending tab to see which calculators are rising in popularity, or check Recently Added for the newest tools in this category.
