Loan Calculator

  • Refinance Break-Even Calculator
    Find out how many months it takes to recoup your refinance closing costs. Enter old payment, new payment, and closing costs to get your break-even point.
  • Mortgage Interest Calculator
    Calculate the total interest you'll pay on a mortgage. Enter loan amount, interest rate, and term to see total interest, monthly payment, and total cost.
  • Mortgage Comparison Calculator
    Compare two mortgage rates side by side. See the monthly payment difference, total interest and lifetime cost difference for the same loan amount and term.
  • Loan-to-Value (LTV) Ratio Calculator
    Calculate your loan-to-value (LTV) ratio instantly. Enter your loan amount and property value to see your LTV percentage and home equity.
  • Loan-to-Value (LTV) Ratio Calculator
    Calculate your loan-to-value (LTV) ratio instantly. Enter loan amount and property value to see your LTV percentage and home equity.
  • Home Loan Calculator
    Calculate your monthly mortgage payments, view amortization schedules, and plan your home loan with our free, easy-to-use Home Loan Calculator. Get accurate results instantly.
  • How Much House Can I Afford?
    Find how much house you can afford from your monthly payment. Reverse mortgage calculator that solves for max home price, loan amount and PITI breakdown (USD).
  • Available Home Equity to Borrow Calculator
    Estimate how much home equity you can borrow. Enter home value, mortgage balance and max CLTV to see your available equity and current LTV.
  • Gift of Equity Calculator
    Calculate the gift of equity on a home sale: appraised value minus sale price, plus the buyer's loan amount and gift percentage. Free instant tool.
  • Finance Charge Calculator
    Calculate the total finance charge on a loan: subtract the amount borrowed from the total of all payments to find your true cost of borrowing.
  • Monthly Payment to Loan Amount Calculator
    Find out how much you can borrow from a monthly payment. Enter your payment, APR, and term to get the loan amount, total paid, and total interest.
  • Debt Avalanche Calculator
    Free debt avalanche calculator: pay off the highest-APR debt first to minimize interest. See payoff time, total interest, and total paid across all debts.
  • Maximum Loan from Disposable Income Calculator
    Find the largest loan you can afford from your monthly disposable income. Set a repayment share, interest rate and term to get your maximum borrowable principal.
  • Monthly Payment from APR Calculator
    Calculate your fixed monthly loan payment from the loan amount, APR, and term in months. See total interest and total of payments instantly.
  • Car Affordability Calculator
    Find out how much car you can afford from your monthly payment, down payment, interest rate and loan term. See financed amount and total interest.
  • Bi-Weekly Mortgage Interest Savings Calculator
    Compare a standard monthly mortgage to a bi-weekly half-payment plan. See how much interest you save and how many years you cut off your loan.
  • Simple Interest Loan Payoff Calculator
    Calculate the total payoff amount on a simple-interest loan. Enter your principal, annual rate, and days to see accrued interest and what you owe.
  • Effective Annual Rate (EAR) Calculator
    Convert a nominal APR into the effective annual rate (EAR) using EAR = (1 + APR/m)^m − 1. Compare monthly, daily, quarterly compounding instantly.
  • 10/1 ARM Calculator
    Estimate your 10/1 adjustable-rate mortgage payments: the fixed payment for the first 10 years and the recomputed payment after the rate adjusts.
  • Debt Snowball Payoff Time Calculator
    Calculate how many months and years it takes to pay off a debt given balance, APR, and fixed monthly payment, plus total interest paid.
  • Weekly Loan Payment Calculator
    Calculate your weekly loan payment from the loan amount, APR, and term in weeks. See total payments and total interest using the amortization formula.
  • Construction Loan Calculator
    Estimate interest paid during construction on a draw-based loan. Enter loan amount, rate, and term to see total interest-only cost over the build.
  • Loan Affordability by Income Calculator
    Estimate the maximum loan you can afford from your monthly income, DTI ratio, existing debts, interest rate and term using the loan affordability formula.
  • Reverse Loan Calculator
    Work out how much you can borrow from a monthly payment. Reverse loan calculator finds the loan amount (present value) from payment, rate, and term.

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