Loan Calculator

  • ACB Debt-to-Income Ratio Calculator
    Calculate your debt-to-income (DTI) ratio instantly. Enter monthly debt payments and gross income to see the percentage lenders use to assess loan eligibility.
  • Loan Balance After Payments Calculator
    Calculate your remaining loan balance after a number of payments. Enter loan amount, rate, term, and payments made to see outstanding principal and EMI.
  • ACB Loan Affordability Calculator
    Estimate the maximum loan EMI you can afford from your monthly income, debt-to-income ratio and existing debt payments. Fast, free affordability check.
  • Loan Comparison Calculator (APR vs Term)
    Compare two loans by APR and term. See monthly payment, total interest, total cost, and which loan saves you more money over its life.
  • Max Loan from DTI Ratio Calculator
    Find the maximum loan you can afford from your debt-to-income ratio. Enter income, DTI limit, existing debts, rate and term to get your max loan amount.
  • Loan Total Interest Calculator (Amortized)
    Calculate the total interest paid on an amortized loan from the amount, annual rate, and term. Also shows monthly payment and total of payments.
  • First-Time Home Buyer Monthly Payment Calculator
    Estimate your first home's full monthly payment — principal, interest, property tax, insurance and PMI — with this free first-time buyer mortgage calculator.
  • Mortgage Discount Points Break-Even Calculator
    Find how many months it takes to recoup the cost of mortgage discount points. Compare rates, see monthly savings, and decide if buying points pays off.
  • Interest vs Principal Payment Split Calculator
    Split a single loan payment into interest and principal. Enter your balance, rate, and payment to see exactly how much reduces your debt.
  • Loan Prequalification Calculator
    Estimate how much loan you may prequalify for based on your income, existing debts, debt-to-income ratio, interest rate, and term.
  • Auto Loan Payment Including Sales Tax & Fees Calculator
    Calculate your monthly auto loan payment including sales tax, fees, down payment and trade-in. See principal financed, total interest and total cost.
  • Affordable Loan from Monthly Budget Calculator
    Find out how much you can borrow based on your monthly payment budget, interest rate, and loan term. Reverse loan calculator with total interest breakdown.
  • Loan Comparison by Monthly Payment Calculator
    Compare two loan offers by monthly payment, total interest, and total cost including fees. See which loan is cheaper and how much you save.
  • ACB Loan Tenure Calculator
    Calculate how many months it takes to repay a loan from principal, monthly EMI and annual interest rate using the amortization tenure formula.
  • ACB Mortgage Affordability Calculator
    Estimate the maximum home price and mortgage loan you can afford from your income, debts, DTI ratio, interest rate, term and down payment.
  • Home Equity Calculator
    Calculate your home equity and equity percentage from your home's value and mortgage balance. See your loan-to-value (LTV) ratio instantly.
  • Total Cost of Loan Calculator
    Calculate the total cost of a loan — principal plus all interest paid. Enter amount, rate and term to see monthly payment and lifetime cost.
  • Per Diem Interest Calculator
    Calculate per diem (daily) loan interest from principal and APR. PerDiem = Principal × (APR ÷ 365). See interest accrued over any number of days.
  • Loan Payment (PMT) Calculator from Present Value
    Calculate the periodic loan payment (PMT) from a present value, interest rate and term. Get total paid and total interest using the annuity formula.
  • Loan Term Comparison Calculator
    Compare two loan terms side by side. See the monthly payment, total interest, and total cost for a short vs long term and how much interest you save.
  • VinFast Lease vs Buy Calculator
    Compare the total cost of leasing vs buying a VinFast EV. Enter monthly payments, down payments, term and resale value to see which option saves more.
  • Total Loan Cost Calculator
    Calculate the true total cost of a loan: principal, total interest, and upfront fees combined. See your monthly payment and lifetime interest.
  • Snowball vs Avalanche Debt Payoff Calculator
    Compare the debt snowball vs debt avalanche method side by side. See how many months and how much interest each strategy saves on your debts.
  • Refinance Calculator
    Free refinance calculator estimates your new monthly payment, monthly savings, and break-even point so you can decide if refinancing your mortgage is worth it.

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