• Average Variable Cost Calculator
    Calculate average variable cost (AVC) per unit instantly. Divide total variable cost by quantity produced to find your per-unit variable cost.
  • Asset Depreciation Schedule Calculator
    Compute a fixed-asset depreciation schedule with straight-line, declining balance, double declining, sum-of-years' digits, or units of production methods.
  • Financial Analysis (Profitability Ratios) Calculator
    Calculate corporate profitability ratios (ROE, ROTC, gross/operating/ordinary/net margins, cost of sales ratio) from income statement and balance sheet figures.
  • Financial Efficiency Ratios Calculator
    Compute the standard efficiency and asset-turnover ratios from income statement and balance sheet figures, with excellent/average/danger benchmarks.
  • Financial Analysis – Growth Ratios Calculator
    Compute year-over-year growth ratios for sales, operating profit, ordinary profit, net income, total capital and shareholders' equity from financial statements.
  • After-tax Cost of Debt Calculator
    Calculate your after-tax cost of debt instantly. Enter the pre-tax interest rate and tax rate to find the true, tax-adjusted cost of borrowing.
  • HR Software ROI Calculator
    Calculate the ROI of HR software. Estimate first-year return, net gain, and payback period from admin time savings and software cost.
  • Loss Ratio Calculator
    Calculate the insurance loss ratio instantly. Divide incurred losses by earned premiums to get the loss ratio as a percentage of premiums paid out in claims.
  • Combined Ratio Calculator
    Calculate an insurer's combined ratio from incurred losses, expenses and earned premium. See loss ratio, expense ratio and underwriting profitability instantly.
  • Profitability Index Calculator
    Calculate the Profitability Index (PI) by dividing the present value of future cash flows by the initial investment. See NPV and the accept/reject rule.
  • Activity Method Depreciation Calculator
    Calculate units-of-production (activity method) depreciation. Enter asset cost, salvage value, useful units and units used to get depreciation per unit and for the period.
  • Market Value Added (MVA) Calculator
    Calculate Market Value Added (MVA) instantly by subtracting invested capital from market value. See how much wealth a company has created for investors.
  • NOPAT Calculator
    Calculate NOPAT (Net Operating Profit After Tax) from operating income (EBIT) and tax rate. Free, instant after-tax operating profit calculator.
  • Accumulated Depreciation Calculator
    Calculate accumulated depreciation using the straight-line method from asset cost, salvage value, useful life, and years elapsed. Free and instant.
  • Accrual Ratio Calculator
    Calculate the accrual ratio from net income, operating cash flow, and average total assets to assess earnings quality. Free online tool.
  • Cost of Equity Calculator
    Calculate cost of equity with the CAPM model: Re = Rf + Beta × (Rm − Rf). Enter risk-free rate, beta, and market return to find required return.
  • Cost of Capital (WACC) Calculator
    Calculate your Weighted Average Cost of Capital (WACC) from equity, debt, cost of equity, cost of debt and tax rate. Free, instant WACC calculator.
  • Working Capital Calculator
    Free working capital calculator: subtract current liabilities from current assets to measure short-term liquidity. Also shows your current ratio instantly.
  • Unlevered Free Cash Flow Calculator
    Calculate Unlevered Free Cash Flow (UFCF) from EBIT, tax rate, D&A, CapEx, and change in working capital. Free, instant tool for DCF valuation.
  • Net Operating Income (NOI) Calculator
    Calculate Net Operating Income (NOI) for real estate by subtracting operating expenses from gross operating income. Free, instant NOI calculator.
  • Receivables Turnover Ratio Calculator
    Calculate your receivables turnover ratio from net credit sales and average accounts receivable. Free tool that also shows days sales outstanding.
  • Retained Earnings Calculator
    Calculate ending retained earnings from beginning RE, net income, and dividends paid. Free, instant retained earnings calculator with worked example.
  • Operating Cash Flow Calculator
    Calculate Operating Cash Flow (OCF) from net income, non-cash expenses, and change in working capital. Free, instant indirect-method calculator.
  • Net Operating Working Capital Calculator
    Calculate Net Operating Working Capital (NOWC) by excluding cash and short-term debt from current operating assets and liabilities. Free, instant tool.