Financial

  • Number of Payments (NPER) Calculator
    Calculate how many payments (NPER) it takes to pay off a loan from the present value, fixed payment amount, and interest rate. Free online tool.
  • Loan Payment (PMT) Calculator from Present Value
    Calculate the periodic loan payment (PMT) from a present value, interest rate and term. Get total paid and total interest using the annuity formula.
  • Loan Term Comparison Calculator
    Compare two loan terms side by side. See the monthly payment, total interest, and total cost for a short vs long term and how much interest you save.
  • Per Diem Interest Calculator
    Calculate per diem (daily) loan interest from principal and APR. PerDiem = Principal × (APR ÷ 365). See interest accrued over any number of days.
  • Tax-Loss Harvesting Savings Calculator
    US tax-loss harvesting calculator: estimate tax savings from offsetting capital gains and deducting up to $3,000 against ordinary income.
  • Payback Period Calculator
    Calculate the payback period of an investment by dividing the initial cost by annual cash inflow. See break-even time in years and months instantly.
  • Investment Growth Calculator
    Project your investment's future value from an initial lump sum plus annual contributions, compounded yearly. See total interest and growth breakdown.
  • Annual Percentage Yield (APY) Calculator
    Calculate APY (Annual Percentage Yield) from a nominal rate and compounding frequency. See your true effective annual return with the formula APY = (1 + r/n)^n − 1.
  • Home Sale Net Proceeds Calculator
    Estimate your home sale net proceeds: subtract mortgage payoff, agent commission, and closing costs from the sale price to see your cash at closing.
  • Loan Balance After Payments Calculator
    Calculate your remaining loan balance after a number of payments. Enter loan amount, rate, term, and payments made to see outstanding principal and EMI.
  • Monthly Investment Growth Calculator for Retirement
    Estimate your retirement nest egg from regular monthly contributions. See future value, total contributions, and interest earned with compound growth.
  • ACB Investment Future Value Calculator
    Calculate the future value of an investment with an initial amount plus regular monthly contributions and compound interest. Free, instant results.
  • Car Sales Tax Calculator
    Estimate sales tax on a car purchase including trade-in credit and fees. See the tax due and your total out-the-door price instantly.
  • Car Lease Payment Calculator
    Estimate your monthly car lease payment from cap cost, residual value, money factor and term. Breaks out depreciation, finance fee and tax (US method).
  • Present Value Calculator
    Calculate the present value (PV) — the lump-sum deposit you need today to reach a future savings goal, using any compounding frequency.
  • Savings Account Monthly Interest Calculator
    Calculate the monthly interest your savings account earns from your balance and annual interest rate (APR). Free, instant, and easy to use.
  • Emergency Fund Deposit Calculator
    Calculate how much to save each month to build your emergency fund. Set your target by monthly expenses, coverage months, savings, and timeline.
  • Initial Deposit Needed for a Goal Calculator
    Find the one-time lump sum you must deposit today to reach a future savings goal, given an interest rate, time horizon and compounding frequency.
  • Future Value of a Lump Sum Calculator
    Calculate the future value of a one-time lump sum investment with compound interest. Choose any rate, term, and compounding frequency.
  • Army Basic Pay Calculator (US)
    US Army pay calculator: add monthly base pay (by rank & years of service), BAH, and BAS to find total monthly and annual military pay.
  • Credit Card Net Rewards After Annual Fee Calculator
    Calculate the net value of credit card rewards after subtracting the annual fee. See if a rewards card pays for itself based on your annual spend.
  • 0% Intro APR Payoff Calculator
    Find the monthly payment needed to pay off your credit card balance before the 0% introductory APR period ends, paying zero interest.
  • Inflation-Adjusted Savings Goal Calculator
    Find out how much you'll really need in the future to hit a savings goal once inflation erodes purchasing power. Enter your goal, inflation rate, and years.
  • Monthly to Annual Inflation Rate Converter
    Convert a monthly inflation rate into the equivalent compounded annual inflation rate using (1 + monthly)^12 − 1. Fast, accurate, and free.

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