Loan Calculator

  • Installment Loan Calculator
    Calculate fixed monthly payments, total interest, and total cost of an installment loan using the standard amortization formula.
  • Loan Principal Remaining Balance Calculator
    Calculate the remaining principal balance on an amortizing loan after a number of monthly payments, plus your EMI and how much principal you've paid off.
  • Daily Simple Interest Loan Calculator
    Calculate daily simple interest on a loan. Enter principal, annual rate and days to see daily interest, total interest accrued, and full payoff amount.
  • Down Payment Percentage Calculator
    Calculate your down payment as a percentage of the purchase price. Enter price and down payment to see your percent down and loan amount instantly.
  • Car Down Payment Calculator
    Calculate your car down payment from the vehicle price and percent down. Instantly see the down payment amount and the balance you'll finance.
  • PITI Affordability Income Calculator
    Find the gross income needed to afford a home based on PITI (principal, interest, taxes, insurance) and your front-end DTI limit. US 28% rule.
  • ACB Loan Amortization Schedule Calculator
    Calculate your monthly EMI, total interest, and amortization breakdown for any loan using the standard reducing-balance amortization formula.
  • ACB Loan Early Repayment / Prepayment Savings Calculator
    Estimate the interest you save by prepaying your ACB loan early. Enter your EMI, rate and remaining months to see payoff amount and total interest avoided.
  • Flat vs Reducing Balance Interest Rate Calculator
    Compare flat-rate vs reducing-balance loan interest. See total interest, EMI, and the effective rate of a flat-rate loan instantly.
  • ACB Loan Eligibility Calculator
    Estimate the maximum loan you can borrow from your monthly income using the DTI ratio, interest rate, and term with this ACB loan eligibility calculator.
  • Car Payment Affordability Calculator
    Find the maximum car price you can afford from your monthly budget, down payment, APR, and loan term. See financed loan amount and total interest.
  • Monthly Payment from APR Calculator
    Calculate your monthly loan payment from the APR, loan amount, and term. See total payments and total interest using the standard amortization formula.
  • Principal vs Interest Breakdown Calculator
    See how much of any loan payment goes to principal vs interest. Enter loan amount, rate, term and payment number for an instant amortization breakdown.
  • Down Payment Calculator
    Calculate your down payment amount and remaining loan balance from a purchase price and down payment percentage. Free, instant, and easy to use.
  • ACB Loan Total Cost Calculator
    Calculate the total cost of a loan — principal plus interest — and your monthly EMI from the loan amount, annual rate, and term in years.
  • ACB Loan Down Payment Calculator
    Calculate the down payment and remaining loan amount for any asset purchase. Enter the price and deposit percentage to see your required deposit instantly.
  • ACB Debt-to-Income Ratio Calculator
    Calculate your debt-to-income (DTI) ratio instantly. Enter monthly debt payments and gross income to see the percentage lenders use to assess loan eligibility.
  • Loan Balance After Payments Calculator
    Calculate your remaining loan balance after a number of payments. Enter loan amount, rate, term, and payments made to see outstanding principal and EMI.
  • Car Lease Payment Calculator
    Estimate your monthly car lease payment from cap cost, residual value, money factor and term. Breaks out depreciation, finance fee and tax (US method).
  • ACB Loan Affordability Calculator
    Estimate the maximum loan EMI you can afford from your monthly income, debt-to-income ratio and existing debt payments. Fast, free affordability check.
  • Loan Comparison Calculator (APR vs Term)
    Compare two loans by APR and term. See monthly payment, total interest, total cost, and which loan saves you more money over its life.
  • Max Loan from DTI Ratio Calculator
    Find the maximum loan you can afford from your debt-to-income ratio. Enter income, DTI limit, existing debts, rate and term to get your max loan amount.
  • Loan Total Interest Calculator (Amortized)
    Calculate the total interest paid on an amortized loan from the amount, annual rate, and term. Also shows monthly payment and total of payments.
  • First-Time Home Buyer Monthly Payment Calculator
    Estimate your first home's full monthly payment — principal, interest, property tax, insurance and PMI — with this free first-time buyer mortgage calculator.

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