Loan Calculator

  • How Much Car Can I Afford? (Car Affordability Calculator)
    Find the max car price you can afford from a target monthly payment, loan term, APR, sales tax, down payment and trade-in. US sales-tax model.
  • How Much House Can I Afford?
    Find how much house you can afford from your monthly payment. Reverse mortgage calculator that solves for max home price, loan amount and PITI breakdown (USD).
  • How Much Loan Can I Afford? (Loan Affordability Calculator)
    Find the maximum loan you can afford from your monthly payment, loan term, and interest rate. Free loan affordability calculator (USD). Estimate only.
  • Loan Calculator
    Free amortized loan calculator. Enter loan amount, interest rate and term to get the monthly payment, total of payments and total interest paid.
  • Car Loan Payment Calculator
    Estimate your monthly car loan payment from price, sales tax, down payment, trade-in, term and interest rate. See total interest and financed amount.
  • Amortization Schedule Calculator: Equal Principal Payments
    Build an equal-principal (fixed-principal, declining-interest) loan amortization schedule. See per-period principal, interest, total payment, and total interest.
  • Loan Amortization Schedule Calculator
    Build a full loan amortization schedule. Get the fixed payment, total interest, and a payment-by-payment table showing principal vs interest and balance.
  • Annuity Payment on a $1 Loan Table Creator
    Generate a printable annuity payment factor table for a $1 loan across a grid of interest rates and periods. Multiply a cell by your principal to get the payment.
  • Car Loan Calculator
    Calculate your car (auto) loan monthly payment, total amount paid, and total interest from the loan amount, term, and annual interest rate.
  • Effective Interest Rate Calculator (Compensating Balance / Restricted Deposit)
    Compute the effective interest rate on a loan that requires a compensating balance / restricted deposit. Shows nominal loan rate and true cost of net funds.
  • Capital Recovery Factor Calculator
    Compute the capital recovery factor (CRF) from interest rate and term, convert a present value into the equal annual payment, and view a year-by-year CRF table.
  • Annuity Present Value Factor Calculator
    Compute the annuity present value factor from an annual interest rate and number of years, then convert an annual payment or pension into its present value.
  • Loan Moratorium Calculator
    Calculate accrued loan balance and revised EMI after a moratorium period. See how skipped payments compound interest and raise your monthly instalment.
  • Student Loan Payment Calculator
    Calculate your monthly student loan payment, total interest, and total cost from your loan amount, interest rate, and repayment term in years.
  • Loan Repayment Schedule Calculator
    Calculate loan repayments and a full amortization schedule. Supports equal-total and equal-principal methods, grace periods, and rate changes.
  • Rent or Buy Calculator
    Compare the true cost of renting vs buying a home over your time horizon — mortgage, taxes, maintenance, equity and appreciation included.
  • Add-on Rate vs APR Conversion Table
    Convert between add-on rate and effective annual rate (APR) of an equal-payment loan. Builds a conversion table over a range of loan terms and frequencies.
  • Mortgage Comparison Calculator
    Compare two mortgage rates side by side. See the monthly payment difference, total interest and lifetime cost difference for the same loan amount and term.
  • Mortgage Refinance Calculator
    Compare your current mortgage to a refinance. Calculate new monthly payment, monthly savings, and the break-even point on closing costs.
  • Jumbo Loan Calculator
    Estimate monthly payment, total interest, and total cost of a US jumbo mortgage. Enter loan amount, rate, and term for an instant amortization breakdown.
  • Loan Borrowable Amount Calculator
    Work out the maximum loan principal you can borrow from your monthly and bonus-month repayments, rate and term. Equal-payment method, amounts in man-yen.
  • Mortgage Penalty Calculator
    Estimate your mortgage prepayment penalty as the greater of 3 months' interest or the interest rate differential (IRD). Free, instant results.
  • EMI Loan Calculator
    Free EMI loan calculator. Enter loan amount, annual interest rate and tenure to find your monthly installment, total interest and total payment instantly.
  • House Affordability Calculator
    Estimate how much house you can afford based on income, monthly debts, down payment, interest rate and your debt-to-income (DTI) ratio.

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