Personal Finance

  • Skip the Coffee Savings Calculator
    See how much your daily coffee could be worth if invested. Enter cost, years, and return rate to find the future value of skipping coffee.
  • Income Multiple Net Worth Target Calculator
    Find your recommended net worth by age using salary-multiple benchmarks. Enter your salary and age to see your savings target and gap.
  • 401(k) Contribution from Salary Calculator
    Estimate your annual 401(k) contribution and employer match from your salary and contribution percentage. US retirement plan calculator.
  • Salary Needed for Rent Calculator
    Find the annual and monthly gross income you need to qualify for an apartment using the 3x rent rule (30% of income). Free rent affordability calculator.
  • 50/30/20 Budget Calculator
    Split your monthly take-home pay with the 50/30/20 rule. Enter your net income to instantly see needs, wants, and savings budget amounts.
  • Loan Affordability Calculator
    Find out how much you can borrow based on your affordable monthly payment, interest rate (APR), and loan term. Free loan affordability calculator.
  • Rent-to-Income Ratio Calculator
    Calculate your rent-to-income ratio instantly. Enter monthly rent and gross income to see what percentage of your earnings goes to rent.
  • Loan Affordability by Income Calculator
    Estimate the maximum loan you can afford from your monthly income, DTI ratio, existing debts, interest rate and term using the loan affordability formula.
  • HSA Tax Savings Calculator
    Estimate how much you'll save in taxes by contributing to a US Health Savings Account (HSA), including federal, state, and FICA payroll savings.
  • Roth Conversion Tax Calculator
    Estimate the federal income tax on a 401(k)/IRA-to-Roth conversion (US). Enter the amount converted and your marginal tax rate to see the tax owed.
  • Hotel Occupancy / Lodging Tax Calculator
    Calculate hotel occupancy and lodging tax on your stay. Enter room rate, nights, and tax rate to see room cost, tax, and total.
  • 401(k) Contribution Tax Savings Calculator
    Estimate how much federal income tax a pre-tax 401(k) contribution saves and how little it actually reduces your take-home pay (US).
  • Social Security Benefits Tax Calculator (US)
    US calculator that estimates how much of your Social Security benefits are federally taxable (0%, up to 50%, or up to 85%) using IRS provisional income rules.
  • 401(k) Early Withdrawal Tax & Penalty Calculator
    US 401(k) early withdrawal calculator: estimate federal & state income tax plus the 10% penalty and see the net cash you keep before age 59½.
  • Time of Arrival (ETA) Calculator
    Estimate your time of arrival (ETA) from distance, average speed, departure time, and stop breaks. Shows arrival on a 24-hour clock plus days over.
  • Travel Money & Daily Spending Calculator
    Convert your total travel budget into daily spending money in the local currency. Enter budget, trip days, and exchange rate to plan your trip.
  • Car Rental Total Cost Calculator
    Estimate the total cost of a car rental including daily rate, insurance, fuel, taxes and extras. See your per-day cost instantly.
  • Flight Time Calculator
    Estimate flight duration from distance and cruise speed, plus a taxi/climb overhead. Get gate-to-gate hours and minutes for any route, any units.
  • Road Trip Fuel Cost Calculator
    Estimate the fuel cost of any road trip. Enter distance, MPG, and price per gallon to instantly see total fuel spend and gallons used.
  • Travel Budget Calculator
    Plan your trip budget instantly. Add flights, hotel, food, activities & transport to get total cost, cost per person, and cost per day.
  • Fuel Cost Calculator
    Estimate the gas cost of any trip from distance, vehicle MPG, and fuel price. See total cost, gallons needed, and cost per mile instantly.
  • Future Value with Inflation Calculator
    Calculate the inflation-adjusted (real) future value of an investment. See nominal growth, today's purchasing power, and how much inflation erodes.
  • 401(k) Retirement Calculator (US)
    Estimate your future US 401(k) balance from your current savings, monthly contributions, employer match, expected return, and years to retirement.

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