Retirement Calculator

  • Rule of 25 Retirement Calculator
    Use the Rule of 25 to find your retirement number: multiply annual expenses by 25. Estimate the nest egg you need for the 4% safe withdrawal rule.
  • Retirement Income Replacement Ratio Calculator
    Calculate your retirement income replacement ratio—the percentage of pre-retirement income your projected retirement income will replace. Free and easy.
  • Retirement Savings Rate Calculator
    Calculate your retirement savings rate — the percentage of gross income you save each year. Enter income and savings to see your % and monthly amount.
  • Millionaire Savings Calculator
    Find out how much to save each month to reach $1,000,000. Enter your goal, current savings, expected return, and timeline to get the monthly deposit.
  • Social Security Full Retirement Age Calculator
    US Social Security tool: enter your birth year to find your full retirement age (FRA) when you qualify for 100% unreduced retirement benefits.
  • Rule of 72 Calculator
    Use the Rule of 72 to estimate how many years it takes to double your retirement savings or investment at a given annual return rate.
  • Annual Withdrawal Amount Calculator
    Calculate your sustainable annual, monthly, and weekly withdrawal amount from a retirement portfolio based on your chosen withdrawal rate (e.g. the 4% rule).
  • 401(k) Employer Match Calculator
    US 401(k) employer match calculator. Enter salary, your contribution %, match rate and cap to see the free money your employer adds each year.
  • Retirement Income Inflation Calculator
    Estimate the future annual income you'll need at retirement after inflation. Enter today's income, inflation rate, and years to retirement to see the real cost.
  • Social Security Spousal Benefit Calculator
    Estimate your US Social Security spousal benefit. Get 50% of the worker's PIA, reduced if you claim before your full retirement age (FRA).
  • Retirement Paycheck Calculator
    Estimate the monthly paycheck your retirement savings can provide over a set payout period at a given return rate. Free annuity-style income calculator.
  • Retirement Savings by Age Calculator
    See how much you should have saved for retirement by your age using salary-multiple benchmarks. Compare your balance to the target and track progress.
  • Inflation Impact on Retirement Savings Calculator
    See how inflation erodes your retirement savings. Convert a future nominal amount into today's real purchasing power using compound inflation.
  • Social Security COLA Increase Calculator (US)
    US Social Security COLA calculator: enter your current monthly benefit and the annual COLA percentage to see your new benefit, monthly and annual increase.
  • Required Retirement Savings Calculator
    Estimate the nest egg you need at retirement based on desired income, pension, Social Security, and your safe withdrawal rate (US, 4% rule).
  • Roth IRA Growth Calculator (US)
    Project your US Roth IRA's tax-free future value from your current balance, annual contributions, expected return, and years to grow.
  • Money Runs Out Age Calculator
    Find the age your retirement savings run out. Enter your balance, annual withdrawal, and return rate to project the fund depletion age.
  • Social Security Delayed Retirement Credit Calculator (US)
    US Social Security calculator that estimates your higher monthly benefit from delayed retirement credits (8% per year past full retirement age, capped at 70).
  • Early Retirement Savings Calculator
    Find how many years it takes to reach your early retirement nest egg given your annual contribution and expected investment return.
  • Savings Multiple by Age Calculator
    US retirement savings benchmark: estimate how much you should have saved by your age as a multiple of your annual salary (1x@30 to 10x@67).
  • Monthly Investment Growth Calculator for Retirement
    Estimate your retirement nest egg from regular monthly contributions. See future value, total contributions, and interest earned with compound growth.
  • Social Security PIA Calculator (US)
    Estimate your US Social Security Primary Insurance Amount (PIA) from AIME using the 90%/32%/15% bend-point formula. Enter bend points for your year.
  • 401(k) Employer Match Value Calculator
    US 401(k) employer match calculator. Find your annual free match dollars from salary, your contribution %, the match cap, and the match rate.
  • Traditional IRA Calculator (US)
    Estimate the future value of your US Traditional IRA with monthly contributions and compound growth. See projected balance, contributions, and interest earned.

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