Savings Calculator

  • Savings Goal Calculator: Time to Reach a Target
    Find out how long it takes to reach a savings or investment goal with a starting balance, regular deposits and compound interest. Free time-to-goal calculator.
  • Future Value Calculator
    Calculate the future value of an investment combining a starting lump sum and regular deposits, with adjustable interest rate, compounding, and deposit timing.
  • Future Value Calculator
    Calculate the future value of a lump sum plus an optional ordinary, due, or growing annuity. Supports any compounding frequency and continuous compounding.
  • CD Future Value Calculator
    Calculate the maturity value of a certificate of deposit (CD) with compound interest. See total interest, APY, after-tax value, and a year-by-year growth schedule.
  • SIP (Systematic Investment Plan) Calculator
    Calculate the maturity value of your monthly SIP investments. Estimate future value, total invested and gains using compound growth at any return rate.
  • Daily Compound Interest Calculator
    Calculate daily compound interest. Enter principal, annual rate, and years to find your future balance and total interest earned with 365-day compounding.
  • Savings Goal Calculator
    Enter target amount, initial deposit, years, annual rate, and compounding to calculate required monthly savings, total contributions, and interest earned.
  • Sinking Fund Factor Calculator
    Find the sinking fund factor and the level annual deposit needed to reach a future target amount over n years at a fixed annual compound interest rate.
  • Annuity Future Value Factor Calculator
    Compute the annuity future value factor and the total accumulated savings (principal + compound interest) from fixed end-of-year contributions at a fixed rate.
  • Blended (Weighted Average) Interest Rate Calculator
    Calculate the blended (weighted average) interest rate across multiple savings accounts or balances. Free, instant, and easy to use.
  • Simple vs Compound Interest Difference Calculator
    Compare simple vs compound interest side by side. Enter principal, annual rate and years to see both final balances, interest earned and the difference.
  • Recurring Savings Calculator with Bonus Contributions (Tax Each Period)
    Japan savings simulator: monthly deposits plus twice-yearly bonus top-ups, compound interest credited and taxed (default 20.315%) each period to maturity.
  • Recurring Deposit (Installment Savings) Calculator with Lump-Sum Tax at Maturity
    Japan recurring deposit (installment savings) calculator: monthly/semi-annual/annual compounding maturity with optional initial principal and a single 20.315% tax on interest.
  • APY from APR Calculator
    Convert a nominal APR into the effective Annual Percentage Yield (APY) for any compounding frequency. Free, instant APR to APY calculator.
  • Annuity Payment Calculator
    Calculate the fixed payment (PMT) needed to pay off a present value or annuity using PMT = PV·r / (1−(1+r)^−n). Free, instant amortized payment results.
  • Savings Interest Rate Calculator
    Find the annual interest rate your savings earned. Enter your initial deposit, final balance, term and compounding frequency to get the rate and APY.
  • Future Value of Cash Flows Calculator
    Calculate the future value of a series of equal cash flows (an ordinary annuity) from the payment, periodic interest rate, and number of periods.
  • Monthly Savings Calculator
    Calculate future savings from monthly deposits. Analyze growth over time, interest earned, and effective annual rate with detailed results.
  • Post Office Monthly Income Scheme Calculator (India)
    Calculate your monthly income from the India Post Office Monthly Income Scheme (POMIS). Enter deposit, rate and tenure to see monthly payout and maturity value.
  • Lumpsum Investment Calculator
    Calculate the future value and total returns of a one-time lumpsum investment using compound interest with any compounding frequency.
  • Effective Annual Yield Calculator
    Calculate the effective annual yield (EAY/APY) from a nominal rate and compounding frequency using EAY = (1 + i/n)^n − 1. Free and instant.
  • Sinking Fund Calculator
    Calculate the periodic payment needed to reach a savings target with a sinking fund. Enter goal, interest rate, years and frequency to plan deposits.
  • 401(k) Retirement Calculator (US)
    Estimate your future US 401(k) balance from your current savings, monthly contributions, employer match, expected return, and years to retirement.
  • Maturity Value Calculator
    Calculate the maturity value of an investment or deposit using simple or compound interest. Enter principal, rate, term and compounding frequency.

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