Loan Calculator

  • Loan Payment After Down Payment Calculator
    Calculate your monthly loan payment after subtracting a down payment. Enter price, down payment, interest rate, and term to see payment and total interest.
  • Home Equity Calculator
    Calculate your home equity and equity percentage from your home's value and mortgage balance. See your loan-to-value (LTV) ratio instantly.
  • ACB Loan Affordability Calculator
    Estimate the maximum loan EMI you can afford from your monthly income, debt-to-income ratio and existing debt payments. Fast, free affordability check.
  • Total Cost of Loan Calculator
    Calculate the total cost of a loan — principal plus all interest paid. Enter amount, rate and term to see monthly payment and lifetime cost.
  • Number of Payments (NPER) Calculator
    Calculate how many payments (NPER) it takes to pay off a loan from the present value, fixed payment amount, and interest rate. Free online tool.
  • Loan Payment (PMT) Calculator from Present Value
    Calculate the periodic loan payment (PMT) from a present value, interest rate and term. Get total paid and total interest using the annuity formula.
  • Loan Term Comparison Calculator
    Compare two loan terms side by side. See the monthly payment, total interest, and total cost for a short vs long term and how much interest you save.
  • Per Diem Interest Calculator
    Calculate per diem (daily) loan interest from principal and APR. PerDiem = Principal × (APR ÷ 365). See interest accrued over any number of days.
  • Loan Balance After Payments Calculator
    Calculate your remaining loan balance after a number of payments. Enter loan amount, rate, term, and payments made to see outstanding principal and EMI.
  • Car Lease Payment Calculator
    Estimate your monthly car lease payment from cap cost, residual value, money factor and term. Breaks out depreciation, finance fee and tax (US method).
  • Loan Comparison Calculator (APR vs Term)
    Compare two loans by APR and term. See monthly payment, total interest, total cost, and which loan saves you more money over its life.
  • Max Loan from DTI Ratio Calculator
    Find the maximum loan you can afford from your debt-to-income ratio. Enter income, DTI limit, existing debts, rate and term to get your max loan amount.
  • ACB Loan Down Payment Calculator
    Calculate the down payment and remaining loan amount for any asset purchase. Enter the price and deposit percentage to see your required deposit instantly.
  • ACB Loan Total Cost Calculator
    Calculate the total cost of a loan — principal plus interest — and your monthly EMI from the loan amount, annual rate, and term in years.
  • ACB Debt-to-Income Ratio Calculator
    Calculate your debt-to-income (DTI) ratio instantly. Enter monthly debt payments and gross income to see the percentage lenders use to assess loan eligibility.
  • Monthly Payment from APR Calculator
    Calculate your monthly loan payment from the APR, loan amount, and term. See total payments and total interest using the standard amortization formula.
  • Principal vs Interest Breakdown Calculator
    See how much of any loan payment goes to principal vs interest. Enter loan amount, rate, term and payment number for an instant amortization breakdown.
  • Down Payment Calculator
    Calculate your down payment amount and remaining loan balance from a purchase price and down payment percentage. Free, instant, and easy to use.
  • PITI Affordability Income Calculator
    Find the gross income needed to afford a home based on PITI (principal, interest, taxes, insurance) and your front-end DTI limit. US 28% rule.
  • ACB Loan Amortization Schedule Calculator
    Calculate your monthly EMI, total interest, and amortization breakdown for any loan using the standard reducing-balance amortization formula.
  • Flat vs Reducing Balance Interest Rate Calculator
    Compare flat-rate vs reducing-balance loan interest. See total interest, EMI, and the effective rate of a flat-rate loan instantly.
  • ACB Loan Eligibility Calculator
    Estimate the maximum loan you can borrow from your monthly income using the DTI ratio, interest rate, and term with this ACB loan eligibility calculator.
  • ACB Loan Early Repayment / Prepayment Savings Calculator
    Estimate the interest you save by prepaying your ACB loan early. Enter your EMI, rate and remaining months to see payoff amount and total interest avoided.
  • Car Payment Affordability Calculator
    Find the maximum car price you can afford from your monthly budget, down payment, APR, and loan term. See financed loan amount and total interest.

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