Retirement Calculator

  • Safe Withdrawal Rate (4% Rule) Calculator
    Calculate your safe annual and monthly retirement withdrawal using the 4% rule. Enter your portfolio value and withdrawal rate to plan income.
  • Required Minimum Distribution (RMD) Tax Calculator
    US RMD Tax Calculator: estimate your IRS required minimum distribution from a retirement account and the income tax owed at your marginal rate.
  • Roth vs Traditional IRA Calculator (US)
    Compare the after-tax retirement value of a Roth IRA vs a Traditional IRA (US). Enter contribution, return, years and your retirement tax rate.
  • FIRE Number Calculator
    Calculate your FIRE number — the portfolio you need to retire early. Enter annual expenses and a safe withdrawal rate to find your financial independence target.
  • 401(k) Employer Match Calculator
    US 401(k) employer match calculator. Enter your salary, contribution %, match rate and cap to see how much free money your employer adds each year.
  • 401(k) Contribution Paycheck Impact Calculator
    US 401(k) tool: see how much your take-home pay actually drops when you contribute pre-tax, including the tax savings on each paycheck.
  • Savings Needed for Monthly Passive Income Calculator
    Find the lump sum (nest egg) you need to invest to generate a target monthly passive income, based on your chosen safe withdrawal rate.
  • Income Multiple Net Worth Target Calculator
    Find your recommended net worth by age using salary-multiple benchmarks. Enter your salary and age to see your savings target and gap.
  • 401(k) Contribution from Salary Calculator
    Estimate your annual 401(k) contribution and employer match from your salary and contribution percentage. US retirement plan calculator.
  • HSA Tax Savings Calculator
    Estimate how much you'll save in taxes by contributing to a US Health Savings Account (HSA), including federal, state, and FICA payroll savings.
  • Roth Conversion Tax Calculator
    Estimate the federal income tax on a 401(k)/IRA-to-Roth conversion (US). Enter the amount converted and your marginal tax rate to see the tax owed.
  • 401(k) Contribution Tax Savings Calculator
    Estimate how much federal income tax a pre-tax 401(k) contribution saves and how little it actually reduces your take-home pay (US).
  • Social Security Benefits Tax Calculator (US)
    US calculator that estimates how much of your Social Security benefits are federally taxable (0%, up to 50%, or up to 85%) using IRS provisional income rules.
  • 401(k) Early Withdrawal Tax & Penalty Calculator
    US 401(k) early withdrawal calculator: estimate federal & state income tax plus the 10% penalty and see the net cash you keep before age 59½.
  • Future Value with Inflation Calculator
    Calculate the inflation-adjusted (real) future value of an investment. See nominal growth, today's purchasing power, and how much inflation erodes.
  • 401(k) Retirement Calculator (US)
    Estimate your future US 401(k) balance from your current savings, monthly contributions, employer match, expected return, and years to retirement.
  • Time to Reach $1 Million Savings Calculator
    Calculate how many months and years it takes to reach a savings goal with fixed monthly contributions and compound interest. Free savings goal time calculator.
  • 401(k) Contribution Calculator (US)
    Estimate your US 401(k) contributions per paycheck and per year, plus employer match. Enter salary, contribution %, match rate and cap. 2024 limits noted.
  • Coast FIRE Calculator
    Find your Coast FIRE number — the amount to invest once so compound growth alone funds retirement. Free calculator with full FIRE target and progress.
  • Retirement Savings Duration Calculator
    Estimate how long your retirement savings will last. Enter your balance, interest rate, monthly income and expenses to see years and months until depletion.
  • Present Value of Annuity Calculator
    Compute the present value of ordinary, due, and growing annuities with custom compounding and payment frequency. Free online PV of annuity calculator.
  • Days Until Retirement Calculator
    Japan retirement date calculator. Enter your birth date (Western or Japanese era), retirement age and rule to get the exact retirement date and days, weeks, months and years left.
  • Retirement Countdown Calculator
    Find out exactly how long until you retire. Enter your current age and target retirement age to see years, months, weeks, and days remaining.
  • Annuity Calculator
    Calculate the future value and present value of an annuity from your payment, interest rate, and number of periods. Supports ordinary and annuity-due.

Categories