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Compound Interest with Monthly Deposits CalculatorCalculate the future value of an investment with an initial deposit plus regular monthly contributions, using monthly compound interest. Free and instant.
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EMI CalculatorCalculate your loan EMI (Equated Monthly Installment) instantly. Enter loan amount, interest rate and tenure to see monthly payment, total interest and cost.
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Flat vs Reducing Interest Rate CalculatorCompare flat vs reducing balance interest. Convert a quoted flat rate to its true effective reducing-balance rate, and compare EMI and total interest.
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Daily Simple Interest Loan CalculatorCalculate daily simple interest on a loan. Enter principal, annual rate and days to see daily interest, total interest accrued, and full payoff amount.
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APY (Effective Annual Yield) CalculatorCalculate APY (effective annual yield) from a nominal interest rate and compounding frequency. See the true yearly return with compounding included.
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Simple Interest Deposit CalculatorCalculate simple interest earned and total balance on a deposit using I = P×r×t. Enter principal, annual rate, and term in years.
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Rule of 72 CalculatorUse the Rule of 72 to estimate how many years it takes to double your retirement savings or investment at a given annual return rate.
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Compound Interest CalculatorCalculate compound interest and the future value of your savings. Enter principal, rate, years and compounding frequency to see your total balance.
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Simple Interest CalculatorCalculate simple interest earned and total savings balance from your deposit, annual rate, and time. Uses I = P × r × t and A = P + I.
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ACB Credit Card Interest CalculatorEstimate your credit card finance charge using the Average Daily Balance (ACB) method, APR, and billing cycle length. Free and instant.
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Flat vs Reducing Balance Interest Rate CalculatorCompare flat-rate vs reducing-balance loan interest. See total interest, EMI, and the effective rate of a flat-rate loan instantly.
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Rule of 72 Doubling Time CalculatorUse the Rule of 72 to estimate how many years it takes an investment to double at a given annual rate. Fast, free doubling time calculator.
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Interest Earned CalculatorCalculate the total compound interest earned on savings or a deposit. Enter principal, rate, term and compounding frequency to see interest and final balance.
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Late Payment Interest CalculatorCalculate interest on overdue invoices and late payments. Enter the amount, annual rate and days overdue to get the interest owed and total due.
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Effective Annual Interest Rate (APY) CalculatorConvert a nominal annual interest rate into the effective annual rate (APY) using EAR = (1 + i/n)^n − 1 for any compounding frequency.
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Effective Annual Rate (EAR) CalculatorConvert a nominal annual interest rate into the effective annual rate (EAR) using EAR = (1 + r/n)^n − 1. Compare compounding frequencies instantly.
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Time to Reach a Target Amount (Compound Interest)Find how many years it takes for an investment to grow from a starting amount to a target value at a given compound interest rate and frequency.
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Loan Total Interest Calculator (Amortized)Calculate the total interest paid on an amortized loan from the amount, annual rate, and term. Also shows monthly payment and total of payments.
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Mortgage Discount Points Break-Even CalculatorFind how many months it takes to recoup the cost of mortgage discount points. Compare rates, see monthly savings, and decide if buying points pays off.
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Interest vs Principal Payment Split CalculatorSplit a single loan payment into interest and principal. Enter your balance, rate, and payment to see exactly how much reduces your debt.
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Flexi Fixed Deposit CalculatorCalculate the maturity value and interest of a flexi fixed deposit with quarterly compounding. Enter principal, annual rate and term to see returns.
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Monthly Interest Earned CalculatorCalculate how much interest your savings earn per month from your balance and annual interest rate. Free, instant monthly interest calculator.
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Total Cost of Loan CalculatorCalculate the total cost of a loan — principal plus all interest paid. Enter amount, rate and term to see monthly payment and lifetime cost.
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Number of Payments (NPER) CalculatorCalculate how many payments (NPER) it takes to pay off a loan from the present value, fixed payment amount, and interest rate. Free online tool.
