• Simple Interest Deposit Calculator
    Calculate simple interest earned and total balance on a deposit using I = P×r×t. Enter principal, annual rate, and term in years.
  • Rule of 72 Calculator
    Use the Rule of 72 to estimate how many years it takes to double your retirement savings or investment at a given annual return rate.
  • Compound Interest Calculator
    Calculate compound interest and the future value of your savings. Enter principal, rate, years and compounding frequency to see your total balance.
  • Simple Interest Calculator
    Calculate simple interest earned and total savings balance from your deposit, annual rate, and time. Uses I = P × r × t and A = P + I.
  • ACB Credit Card Interest Calculator
    Estimate your credit card finance charge using the Average Daily Balance (ACB) method, APR, and billing cycle length. Free and instant.
  • Flat vs Reducing Balance Interest Rate Calculator
    Compare flat-rate vs reducing-balance loan interest. See total interest, EMI, and the effective rate of a flat-rate loan instantly.
  • Rule of 72 Doubling Time Calculator
    Use the Rule of 72 to estimate how many years it takes an investment to double at a given annual rate. Fast, free doubling time calculator.
  • Interest Earned Calculator
    Calculate the total compound interest earned on savings or a deposit. Enter principal, rate, term and compounding frequency to see interest and final balance.
  • Late Payment Interest Calculator
    Calculate interest on overdue invoices and late payments. Enter the amount, annual rate and days overdue to get the interest owed and total due.
  • Effective Annual Interest Rate (APY) Calculator
    Convert a nominal annual interest rate into the effective annual rate (APY) using EAR = (1 + i/n)^n − 1 for any compounding frequency.
  • Effective Annual Rate (EAR) Calculator
    Convert a nominal annual interest rate into the effective annual rate (EAR) using EAR = (1 + r/n)^n − 1. Compare compounding frequencies instantly.
  • Time to Reach a Target Amount (Compound Interest)
    Find how many years it takes for an investment to grow from a starting amount to a target value at a given compound interest rate and frequency.
  • Loan Total Interest Calculator (Amortized)
    Calculate the total interest paid on an amortized loan from the amount, annual rate, and term. Also shows monthly payment and total of payments.
  • Gross-Up Interest Calculator
    Calculate the taxable-equivalent (pre-tax) yield of a tax-free investment. Enter your tax-free yield and marginal tax rate to gross up the interest.
  • Mortgage Discount Points Break-Even Calculator
    Find how many months it takes to recoup the cost of mortgage discount points. Compare rates, see monthly savings, and decide if buying points pays off.
  • Interest vs Principal Payment Split Calculator
    Split a single loan payment into interest and principal. Enter your balance, rate, and payment to see exactly how much reduces your debt.
  • Flexi Fixed Deposit Calculator
    Calculate the maturity value and interest of a flexi fixed deposit with quarterly compounding. Enter principal, annual rate and term to see returns.
  • Monthly Interest Earned Calculator
    Calculate how much interest your savings earn per month from your balance and annual interest rate. Free, instant monthly interest calculator.
  • Total Cost of Loan Calculator
    Calculate the total cost of a loan — principal plus all interest paid. Enter amount, rate and term to see monthly payment and lifetime cost.
  • Number of Payments (NPER) Calculator
    Calculate how many payments (NPER) it takes to pay off a loan from the present value, fixed payment amount, and interest rate. Free online tool.
  • Per Diem Interest Calculator
    Calculate per diem (daily) loan interest from principal and APR. PerDiem = Principal × (APR ÷ 365). See interest accrued over any number of days.
  • Loan Payment (PMT) Calculator from Present Value
    Calculate the periodic loan payment (PMT) from a present value, interest rate and term. Get total paid and total interest using the annuity formula.
  • Yield to Maturity (Approximation) Calculator
    Estimate a bond's yield to maturity (YTM) with the fast approximation formula. Enter coupon rate, face value, price, and years to maturity.
  • ACB Savings Doubling Time Calculator
    Find how many years it takes to double your savings at a given annual interest rate using the exact ln(2)/ln(1+r) formula and the Rule of 72.